Need a little R and R? If you missed out on a summer vacation, check out Providenciales, Turks and Caicos, a Caribbean paradise that will steal your breath away. Take a dip in crystaline blue waters, explore an island of iguanas, and relish exquisite beach bars and restaurants. We’ll tell you how to budget, where to go, and, of course, what to wear!

When my girlfriends said let’s plan a trip, I said yes. When they said Providenciales, I wondered who won the lotto or lost her mind. Named “best beach” by Conde Nast and World Travel Awards, “Provo” boasts stunning white sands and lavish resorts. Sarah, the ever savvy deal seeker, steered us towards a vacation package that included airfare and four nights by the beach for $520. One look at the water and a bikini in winter couldn’t sound better.

Where To Stay: The Comfort Suites, Providenciales. Understated and clean, this economical treasure is right across the road from beautiful Grace Bay. More opulent hotels include Coral Gardens, Emerald Shore Estates, and Grace Bay Suites but if you’re opting for a deal, this simple find will have you next to the water without the cost.

Where To Eat: Hang out at Jimmy’s Dive Bar for great food, including conch fritters and cold, local beer. Stick around and you’re sure to meet Jimmy, a native New Yorker who sought a change of pace and serves one mean sandwich. If you’re looking for fine dining, dinner at Hemingway’s will sate your palette and offer a memorable beachfront view. Located in the Sands at Grace Bay, a luxury resort, Heminway’s has live music Tuesdays and Thursdays and delicious food.

What To Do: Take classes at the Comfort Suites’ pool and get scuba ceritified or try your hand at the Casablanco Casino for a fun night out. No visit is complete without a sailing and snorkeling trip through Sail Provo. Not only do you relax on the water but your trip includes a stop at Iguana Island where curious critters await.

What To Wear: As always, Lulus has your back (and front). Stroll the island in the beautiful Lavender Fields Tunic [sold out!], a breezy top perfect for warm days or choose an edgier look with the Obsidian Tunic [sold out!], a raw burnout with attitude. Need to accessorize? Just grab the Bahama Mama Clutch [sold out!] and throw on some spunky bangles and you’ll be one Caribbean cutie!